Maintrace
Maintrace is a personal finance system combining budget tracking, goal pacing, and transaction-verified habit tracking.
Open productWhat it does
About Maintrace
Maintrace is a personal finance operating system that integrates budget management, habit verification, and goal tracking into a unified workflow. Users can establish category-level spending limits, view daily remaining balances, configure limit alerts, and automatically roll over unused budgets to subsequent months. Maintrace links daily habits to transaction data, objectively auditing compliance rather than relying on self-reported status updates. Users can also evaluate expense quality with single-tap purchase ratings, track assets and liabilities to monitor net worth changes, and project target dates for financial goals based on account funding paces.
- Availability:
- launched
- Access:
- freemium
- Format:
- software
- Platform:
- web
Pricing at launch: $20/month for Pro tier with unlimited accounts, budgets, team sharing, auto-funding, digest emails, and data exports; Free tier available with account, budget, habit, and goal limits.
Core capabilities
Transaction-Verified Habit Tracking
Verifies whether financial habits were completed by linking habit targets directly to account transaction records.
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