Perqa
A Singapore-focused credit card reward optimizer that recommends the best card for every purchase and tracks spend caps.
Open productWhat it does
About Perqa
Developed by Singapore-based Finly Labs Pte. Ltd., Perqa is a credit card reward optimization tool designed to help consumers maximize earnings on every purchase. The app recommends which credit card to use for specific merchants while monitoring progress toward minimum spend unlocks and bonus caps. Built around detailed rules for over 100 Singapore credit cards, Perqa operates strictly via rate tables without requiring bank logins.
- Availability:
- beta
- Access:
- free
- Format:
- software
- Platform:
- web
- Platform:
- ios
- Platform:
- android
Pricing at launch: Free to use during its beta phase with no credit card details required.
Core capabilities
Merchant Reward Optimization
Identifies and recommends the optimal credit card to use for any specific merchant or transaction to maximize rewards.
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