US Home Calc
Free, client-side US tax and household financial calculators for home budgeting, retirement, and mortgage planning.
Open productWhat it does
About US Home Calc
US Home Calc provides a suite of household financial calculators updated for 2026 federal and state rules. Designed specifically for American households, the platform features tools for net take-home paycheck tax estimation across all 50 states, mortgage and accelerated payoff calculation, 401(k) retirement growth projection, and 529 college savings planning. It also includes an electric bill calculator to model solar payback timelines using state electricity rates and the 30% Federal ITC credit. All calculators operate entirely client-side, ensuring complete data privacy without requiring registration.
- Availability:
- unknown
- Access:
- free
- Format:
- software
Pricing at launch: Free to use without requiring any account login.
Core capabilities
Paycheck & State Tax Calculator
Calculates net take-home pay after federal, state, and FICA tax deductions across all 50 US states using 2025 and 2026 tax brackets.
Mortgage & Extra Payment Payoff Estimator
Estimates monthly housing payments including principal, interest, property taxes, PMI, and HOA fees, as well as payoff timelines with extra payments.
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